# Borrow (Silk): How to take out and repay a loan

#### <mark style="color:purple;">**How to borrow SILK for a loan**</mark>

<figure><img src="https://framerusercontent.com/images/FfXNsRev319XlBfnhMnbfhHVY.png" alt=""><figcaption></figcaption></figure>

1. Navigate to the [Borrow](https://app.shadeprotocol.io/borrow/earn) feature
2. Select the collateral you want to deposit and borrow SILK
3. Make sure the toggle is set to "Deposit & Borrow:
4. Input the amount of collateral you want to deposit (collateral example would be wstETH or ATOM)
5. Now you can enter the total amount of SILK to borrow or use the Loan-to-Value (LTV) sliding bar.
6. Click Deposit Collateral & Borrow
7. Approve the Transaction

The LTV is the most important part of this process because it reflects the risk spectrum you choose for the loan. Max LTV is a higher risk for the liquidation of the asset if it’s price drops (in which case, you keep your Silk but the collateral is lost).

#### <mark style="color:purple;">**How to Withdraw Collateral and Repay Your Silk Loan**</mark>

<figure><img src="https://framerusercontent.com/images/VtgpvaaSxDTQXCIjJPGKOAYuw.png" alt=""><figcaption></figcaption></figure>

1. Navigate to the [Borrow](https://app.shadeprotocol.io/borrow/earn) feature
2. Select the collateral you want to Withdraw & Repay
3. Make sure to set the toggle to "Withdraw & Repay:
4. Input the amount of collateral you want to withdraw  or select MAX if you want to withdraw all of it.
5. Input the amount of SILK to repay
6. Click Withdraw Collateral & Repay
7. Approve the Transaction

***

*Information provided in this post is for general informational purposes only and does not constitute formal investment advice. Please read the full disclaimer at* [*shadeprotocol.io/disclaimer*](https://shadeprotocol.io/disclaimer) *before relying on any information herein.*


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.shadeprotocol.io/shade-protocol/get-started/step-5-use-our-features/borrow-feature/borrow-silk-how-to-take-out-and-repay-a-loan.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.